smile:-)

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About Me

Assalamualaikum…

Hai, let’s me introduce about myself first k… my name is Nurhidayu Binti Zakaria. I come from Muadzam Shah,Pahang. I was born on 28 july 1991 at my home. I have 6 sibling. There are 4 boys and 2 girls. I’m the youngest in my sibling. I also have twin, and my twin is boy. I very close with my twin since we’re already born hehe. We go and back to school together, everything I know about himJ. But now we are not together anymore because he study at Negeri Sembilan and me at Melaka. just call me ayu!! I use this name start from I a little girl. I like my name..huuhu. so, nobody cannot change or call me with anothers name okJ.

Ok now I story about my education. My first school at sk keratong 10 from I standard 1 until 6. And then I take pmr and spm at smk Perantau Damai. After spm I never got continue my study at university because I think my spm result not so good..hehe. but I still continue my study at Smk Muadzam Shah and take stpm overthere. I very happy and enjoy become a form 6 student at there..i study.,study.,and study…until I got the stpm result. I think my result not badJ..and I tried to  apply university..

Before I waiting to further my study..i tried to got some experience and I work to got some money for my saving..first experience I work as training assistance supervisor at a small shop..second experience I got during I work as a teacher at KRISTA KINDERGARTEN. That’s my experience as a worker…it’s quite difficult to got money..hehe…on September I got further my study at uitm Bandaraya melaka where I study now…lastly,I also got further my study at university... That’s my dreaming and hope. Here I study in business management and course insurance...i also want to said thankful to my mother and my father also all my sibling b'coz give me support until now...i very love all of them...

"short essay from me"

A True Friend

We all have friends. A lot gets talked about friendships. Everyone wants a true friend, and many of us believe that we have a friend who can be called a true friend. What kind of relations do friends share? When can we call a friend a true friend, and when can our friends take us as their true friend. After a romantic relationship, friendships are the most important relationships we can have. Though all of us have family and distant family, most of us rely on friends for advice, comfort and inspiration. How do we define a relation that can be called as one of true friendship?

The very first sign of a very good friend, not necessarily a true friend is that we are not worried about courtesies. You will call your friend at any hour and talk without any thought of time in your mind. Similarly, whenever you need support, you will call a very good friend and ask him/her to help you out. They expect the same from you. We speak about everything in our mind without worrying about what our friends will think. We are sure that they will take our talk in the spirit it was made.

A true friend is a little more than a very good friend. A true friend will support you even if it hurts his/her own interest. A true friend will understand your motives and needs and will be with you. A true friend makes no excuses of having work or appointments or anything but will be with you whenever you need him/her. A true friend means to have someone who is like mother,. Instead of having hundreds of good friends, if you have a true friend, treat yourself lucky. If you can also become a true friend of someone, you will be blessed, because it is much easier for all of us to expect but very difficult to give. Be a true friend  yourself first.

''telecommunication''

Telecommunications

Telecommunications, also called telecommunication, is the exchange of information over significant distances by electronic means. A complete, single telecommunications circuit consists of two stations, each equipped with a transmitter and a receiver. The transmitter and receiver at any station may be combined into a single device called a transceiver. The free-space transmission and reception of data by means of electromagnetic fields is called wireless.

The simplest form of telecommunications takes place between two stations. However, it is common for multiple transmitting and receiving stations to exchange data among themselves. Such an arrangement is called a telecommunications net

Internet is the largest example. On a smaller scale, examples include:

·         Corporate and academic wide-area networks (WANs)

·         Telephone networks

·         Police and fire communications systems

·         Taxicab dispatch networks

·         Groups of amateur radio operators

Data is conveyed in a telecommunications circuit by means of an electrical signal called the carrier or carrier wave. In order for a carrier to convey information, some form of modulations required. The mode of modulation can be broadly categorized as either analog or digital. In  some contexts, a broadcast network, consisting of a single transmitting station and multiple receive-only stations, is considered a form of telecommunications. Radio and television broadcasting are the most common examples.

Important Of Telecommunication

Communication has been one of the most important aspects of the growth of human society and culture. Without it so many things would not get done, people would be divided, and the world would not be how it is. Telecommunications, the transmission of signals over a distance for a purpose of communication, is also very important.

Telecommunications has a long and creative history behind it. One of the first means of telecommunications, and maybe the first one actually, was the use of smoke signals. In classical and ancient times, this was a very effective means of communication in a smaller, more rural world.. Later development with a more advanced civilization and an industrious society allowed for the creature of telegraphs, radio, television, and eventually the internet.

Telecommunications provides a lot for the world. The commerce that telecommunications creates is a nice little chunk of the gross world product. It provides business, money and market stability in the world. Not only does it create these things as a product of itself, it benefits and enhances the whole world market by creating a tighter community and allowing for quicker reaction time and exchange of information.

There is also the contribution to science to consider. Development in telecommunication provides helpful research and foundation for other technologies. With the development and enhancements of the radio and understanding how radio waves work, flight has become one of the major benefits of telecommunications. While telecommunications are not the only factor, the ability to send information back and fourth from one location to another has allowed science to develop in places that can't always be monitored directly or visibly.

The impact that telecommunications have had on the world is evident. It's one of the leading causes of why the world has grown so big and become so helpful and aware of many issues. Telecommunications promotes a better awareness of society and human life. It helps develop solutions and gather support for causes and problems all over the world, making Earth a little closer and a little safer.

''about insurance''

Who Needs Insurance Exactly?

Everyone needs insurance, and it is one of those things in life where there is just no getting around it. I know that not everyone can afford it, but sometimes you can't afford not to have it either. We need insurance for all kinds of things. We need it for our health, for driving, for the possible loss of property, and much more. Finding and paying for insurance isn't something that people look forward to, but is just a necessity very often. Insurance turns out to be one of those needs, and not really a want.

We can't always protect ourselves from others, or even from nature. Some people really do rotten things to others, and nature can have a way of getting carried away sometimes, like as seen in tornadoes and the damage. There are many kinds of risks, as I mentioned above. Some others may include things like personal liability, or risk of being hurt by others choices. For example if you entered into a contract with another person and they later break their portion of that agreement. That can bring great financial devastation perhaps, and you need protection in that case. You can't control what others are going to do, but you can plan ahead and learn from others mistakes or lack of planning.

THE IMPORTANCE OF INSURANCE

We go through life never really expecting anything serious to happen to us; until it does. We hear about stories of people being in accidents, losing their limbs or becoming paralyzed; houses burn down and families not having anything left afterwards; people dying of unsuspected circumstances and then leaving young children behind to fend for themselves. But we never really think that it can happen to us. Well, truth is, it can happen to anyone, at any time. It can happen in 10 minutes, 10 seconds, 10 months or 10 years. But there is always a chance that it can and may happen to you.

This is exactly why most of us have insurance cover on our lives, homes, businesses, vehicles, health and even the lives of our pets - to cover us or protect us in the event that something awful might happen to any of our assets, important possessions or our families. We use our vehicles daily: we drive to work; we drive to the shops; we drive to fetch the kids; we drive to the gym; we drive EVERYWHERE Driving this much has its downsides: we spend way too much time in our cars, away from home and away from our families, and we spend way too much money on things like fuel, repairs, maintenances, upgrades and insurance. Insurance cover, however, is different compared to paying for all the other expenses as it actually is necessary and will protect you in the event of a serious accident or a slight bump. Driving without insurance really is not an option anymore..Like vehicle insurance, the next important insurance cover to have is home or house insurance. Not only does it protect you in case of natural disasters such as rainstorms, tornadoes, hurricanes and fires, it also protects everything inside of your home, known as home content insurance. Our homes are probably our biggest and most important assets of all, and not having it insured is playing with fire. Should something happen, your family will at least have somewhere to go in the meantime while your home is being repaired. Not having home insurance is just too much of a risk.

Life insurance, last but not least, is also one of the most important kinds of insurance cover you must have. Yes, material things being used every day, like homes and cars, are important, but they are not more important than your life. If you were to be taken out of the equation, yes, your family would have cars and houses and belongings, but they would not have you. And, imagine if something were to happen to you without you being covered; they would be left with the heartache of you being gone, and the worry and stress of not knowing what to do, where to get money from and how to carry on paying bills and bonds. When you have life insurance, you provide a safe haven for your family for if or when you are taken away and can no longer support them.

Even though insurance cover may sometimes be a hassle to pay, it really is necessary.

 Why Do We Need Insurance?

MORTGAGE PROTECTION
A house is more than just a "house," isn't it? If you've laughed in it, cried in it, and lived in it, it's a home—your home. If something should happen to you, will it remain with those who have shared it with you? A life insurance plan can assure that your home stays with your loved ones.

FAMILY INCOME
You have worked hard to bring your family's standard of living up to where it is. You shouldn't be willing to give that up—no matter what. They say "you can't take it with you," but earning capacity goes when you do! There is a way to guarantee that they will never have to sacrifice that standard of living, whether you are here or not. Life insurance.

EDUCATION FUNDS
Few things concern parents today more than helping their children get a college education. If costs continue to rise, a private university's annual cost exceeds $30,000! Money like that can be hard to come by. What can you do about it? Make sure your children have the same opportunities for education whether you live or die.

EMERGENCY FUNDS
The furnace breaks. The car goes on the blink. The roof leaks. Someone in the family becomes ill. Everyday occurrences in households all over the country. What do you do? Life insurance can help. The cash and loan values of a whole life policy are available to you when emergencies happen. Or even to provide cash for some other event.

FINAL EXPENSES
The unfortunate truth is that the last thing you'll do on this earth is create a debt that you won't be around to pay. Final expenses may include burial costs, unpaid bills, and excess hospital bills over health insurance payments. The emotional drain on your family should not be aggravated by concern about money. Not if you can help it. And you can.

LONG TERM CARE
The years ahead are precious, and you want to spend plenty of time with your children, your grandchildren, and even great-grandchildren. But financial burdens can create tension in the closest families. In fact, protecting families from economic hardship was why the Knights of Columbus was founded.